Thursday, October 31, 2019

Immigration Personal Statement Example | Topics and Well Written Essays - 500 words

Immigration - Personal Statement Example I want to help people in the future who may face tribulations the same way she did. I want to be a legal professional who can stand up for the rights of all of the downtrodden, and those in difficult situations. I also want to achieve social change and equality. I ask myself what can I do as one person to change any situation. The answer is that I can do everything as long as I accept the challenge of being an agent of change regarding social progress for families and children, for the continuing pursuit of social justice through law, with a personal focus on divorce law and immigration. In terms of the growth and change I have experienced while vicariously experiencing my mother's divorce as a child, I learned my legal internship that being involved in legal work requires a great deal of leadership and determination; leaders in the field must ensure the success of their clients in every way possible by being effective team players who can make definitive, goal-oriented decisions based on skills and experience I have also learned through experience that it is not only dreams of success that bring people to the field of law. I care deeply about what happened to my mother in her divorce, and what happens to many.

Tuesday, October 29, 2019

Mis Essay Example | Topics and Well Written Essays - 500 words - 1

Mis - Essay Example In order to ensure the security of the users in the information systems, several measures have to be taken; this is to avoid any inconveniences in the running of the organization. Security is ensured to the users when the organization makes regular changes to their management information systems. This is done through successful implementation of updated and new software and hardware components. These continuous changes bring about better adjustment done to configure the information systems. Also, the frequent changes makes the users be aware of the emerging security threats and they therefore adapt to the emerging situation. In most organizations, they have to develop their information systems, in so doing so, they have to employ several components, these components are different and can be interconnected in their specified arrangements in that they can encounter the organization’s mission, business their security needs (Dhillon& Backhouse, 2000). To ensure that there is security in information, there are various techniques that have to be implemented for the management, operation and security in conformation. These techniques go hand in a hand with se veral mainframes which include, servers, applications, operating systems and work stations (Dhillon& Backhouse, 2000). Maintaining of information with a level of confidentiality, availability and integrity is of much benefit to the users. Inorder to ensure security in information, the security systems have to control its access panel. The major role of access is to prevent unauthorized log in from unknown users in that they will not adjust or use their information. Access is grouped into three categories; preventive, corrective and detective. These three categories have their roles, preventive control role is elimination of occurrence of a disastrous event; detective controls

Sunday, October 27, 2019

The Importance Of Determining A Plant Location

The Importance Of Determining A Plant Location The location of a plant or facility is the geographical positioning of an operation relative to the input resources and other operations or customers with which it interacts. Andrew Greasly (2003) identified three main reasons why a location decision is required. The first reason is that a new company has been created and needs a facility to manufacture products or deliver a service to its customers. The second reason is that there is a decision to relocate an existing business due to a number of factors such as the need for larger premises or to be closer to a particular customer base. The third reason is relocate into new premises in order to expand operations. Decisions with regards to where an organisation can locate its plant or facility are not taken often, however they still tend to be very important for the firms profitability and long-term survival. An organisation which chooses an inappropriate location for its premises could suffer from a number of factors, and would find it difficult and expensive to relocate. Location decisions tend to be taken more often for service operations than manufacturing facilities. Facilities for service related businesses are usually smaller in size, less costly, and are located in a location that is convenient and easily accessible to customers (Russell and Taylor, 2003). When deciding where to locate a manufacturing facility different reasons apply, such as the cost of constructing a plant or factory. Although the most imporant factor for a service related business is access to customers, a set of different criteria are important for a manufacturing facility (Russell and Taylor, 2003). These include the nature of the labor force, proximity to suppliers and other markets, distribution and transportation costs, the availability of energy and its cost, community infrastructure, government regualtions and taxes, amongst others (Russell and Taylor, 2003). Location Strategy The facilities location problem is one of major importance in all types of business. It is important to notice the different problems that may arise whilst trying to choose a suitable location. Normally, the decision on siting proceeds in two stages: in the first, the general area is chosen; and then a detailed survey of that area is carried out to find suitable sites where the plant or facility could be located (Muhlemann, Oakland and Lockyer, 1992). However, the final decision as to where to locate a facility is made by taking into consideration more detailed requirements. The following are a number of factors which might influence the choice of location (Muhlemann, Oakland and Lockyer, 1992). Proximity to market: organisations may wish to locate their facility close to their market, to be able to lower transportation costs, and most importantly, to be able to provide their customers with a better service. If the plant or facility is located close to the customer, the organisation would be in a better position to provide just-in-time delivery, to respond to fluctuations in demand and to react to field or service problems. Availability of labour and skills: a number of geographical areas have traditional skills but it is very difficult for an organisation to find a location which has the appropriate skilled and unskilled labour, both readily available and in the desired quantities. Even so, new skills can be tought, processes simplified and key personnel moved from one area to another. Availability of amenities: organisations would prefer to locate their facilities in a location which provides good external amenities such as housing, shops, community services and communication systems. Availability of inputs: a location which is near main suppliers will help to reduce cost and allow staff to meet suppliers easily to discuss quality, technical or delivery problems, amongst others. It is also important that certain supplies which are expensive or difficult to procure by transport should be readily available in the locality. Availability of services: there are six main services which need to be considered whilst a location is being chosen namely; gas and electricity, water, drainage, disposal of waste and communications. An assessment must be made of the requirements for these, and a location which provides most or all of these services will be more attractive than another which does not. Room for expansion: organisations should leave room for expansion within the chosen location unless long term forecast convey very accurately that the plant will never have to be altered or expanded. This is often not the case and thus adequate room for expansion should be allowed. Safety requirements: certain production and manufacturing units may present potential hazards to the surrounding neighbourhood. For example certain plants such as nuclear power stations and chemical factories should be located in remote areas. Site cost: the cost of the site is a very important factor, however it is necessary to prevent immediate benefit from jeopardising the long-term plans of an organisation. Political, cultural and economic situation: it is also important to consider the political situation of potential locations. Even if other considerations demand a particular site, knowledge of the political, cultural and economic difficulties can assist in taking a number of decisions. Special grants, regional taxes and import/export barriers: it is often advantegous for an organisation to build its plant or facility in a location where the government and local authorities often offer special grants, low-interest loans, low rental or taxes and other grants. Location Selection Techniques The location selection process involves the identification of a suitable region/country, the indentification of an appropriate area within that region and finally comparing and selecting a site from that area which is suitable for an organisation. The following are a number of analytical techniques from the several that have been developed to assist firms when choosing a location. Weighted Score The weithed scoring technique tries to take a range of considerations into account, including cost (Greasly, 2006). This technique, which is also referred to as factor rating, consists of determining a list of factors that are relevant to the location decision. Each factor is then given a weighting that conveys its importance compared with the other factors. Each location is then scored on each factor and this score is multiplied by the factor value. The alternative with the highest score is then chosen (Greasly, 2006). Locational Break-Even Analysis This technique makes use of cost-volume analysis to make an economic comparison of location alternatives. An organisation would have to identify the fixed and variable costs and graphing them for each location, thus determining which one provides the lowest cost. Locational break-even analysis may be carried out mathematically or graphically. The procedure for graphical cost-volume analysis is as follows (Falzon, 2009): Determine the fixed and variable costs for each location. Plot the total cost (i.e. the fixed + the variable) lines for the location alternatives on the graph. Choose the location with the lowest total cost line at the expected production volume level. 2.1.2 Plant Layout According to Andrew Greasly (2007), the layout of a plant or facility is concerned with the physical placement of resources such as equipment and storage facilities, which should be designed to facilitate the efficient flow of customers or materials through the manufacturing or service system. He also noted that the layout design is very important and should be taken very seriously as it can have a significant impact on the cost and efficiency of an operation and can involve substantial investment in time and money. The decisions taken with regards to the facility layout will have a direct influence on how efficiently workers will be able to carry out their jobs, how much and how fast goods can be produced, how difficult it is to automate a system, and how the system in place would be able to respond to any changes with regards to product or service design, product mix, or demand volume (Russell and Taylor, 2003). In many operations the installation of a new layout, or redesign of an existing layout, can be difficult to change once they are implemented due to the significant investment required on items such as equipment. Therefore, it is imperative to make sure that the policy decisions relating to the organisation, method and work flow are made before the facilities are laid out rather than trying to fit these three into the layout. This is an important area of production and operations management since it is dealing with the capital equipment of the organisation which, in general, is difficult to relocate once it has been put into position. Muhlemann, Oakland and Lockyer (1992) explained that the plant layout process is rather complex, which cannot be set down with any finality, and one in which experience plays a great part. The author also explained that it is impossible for an organisation to design the perfect layout, however he discussed a number of criteria which should be followed to design a good layout, namely the following: Maximum Flexibility A good layout should be designed in such a way that modifications could rapidly take place to meet changing circumstances, and thus should be devised with the possible future needs of the operation in mind. Maximum Co-ordination The layout should be designed in such a way that entry into, and disposal from, any department or functional area should be carried out in the most convenient way to the issuing and recieving departments. Maximum use of volume The facility should be considered as cubic devices and maximum use is to be made of the volume available. This principle is useful in stores, where goods can be stored at considerable heights without causing any inconvenience. Maximum visibility The authors further insists that all the workers and materials should be readily observable at all times and that there should be no hidden places into which goods or information might get misplaced and forgotten. Organisations should be careful when they make use of partitioning or screening as these may introduce undesirable segregation which reduces the effective use of floor space. Maximum accessibility The machinery, equipment and other installations should not in any way obstruct the servicing and maintenance points, which should be readily accessible at all times. Obstructing certain service points such as electricity and water mains could hinder the production process in place. Minimum distance and Material handling All movements taking place within the plant should be both necessary and direct. Handling work does add the cost but does not increase the value, thus any unecessary movement should be avoided and if present, eliminated. It is best not to handle the material and information, however if this is necessary it should be reduced to a minimum by making use of appropriate devices. Inherent Safety All processes which might constitute a danger to either the staff or customers should not be accessible to the unauthorised. Fire exists should be clearly marked with uninhibited access and pathways should be clearly defined and uncluttered. Unidirectional Flow All materials which are being used in the production process should always flow in one direction, starting from the storage, passing through all processes and facilities, and finally resulting in the finished product which is later dispatched for storage or sold directly to the customer. Management Coordination Supervision and communication should be assisted by the location of staff and communication equipment in place within the chosen layout. 2.2 Quality Management There is a widespread acceptance that organisations view quality as an important strategic core competence and a vital competitive weapon which should be used to gain a competitive advantage at the expense of rivals. Several organisations have been able to reep a number of benefits, such as substanstial cost savings and higher revenues, after implementing a quality improvement process into their operations. Subsequently, this led them to invest substantial amounts of money yearly on implementing and sustaining quality programmes and intiatives. The American National Standards Institution (ANSI) and the American Society for Quality Control (ASQC) define quality as the totality of features and characteristics of a product or service that bears on its ability to satisfy given needs. Similarily, Feigenbaum (2005), who is an American quality control expert, has defined quality as the total composite product and service characteristics of marketing, engineering, manufacture, and maintenance through which the product and service in use will meet the expectation by the customer. Put simply, this refers to an organisations ability to manufacture a product or deliver a service which satisfy the customers requirements and needs, and which conform to specifications. Muhlemann, Oakland and Lockyer, authors of Production and Operations Management (1992), noted that organisations must be dedicated to the continous improvement of quality and must implement systematic control systems that are designed to prevent the production or delivery of products or services which do not conform to requirements. To facilitate this process, organisations should first set up a quality policy statement which describes their general quality orientation and which is used to assist as a framework for action. Once set up, top management would be required to: ensure that is it understood at all levels of the organisation; identify the needs of the organisations customers; evaluate the organisations ability to meet these needs; make sure that all the materials and services supplied fit the required standards of efficiency and performance; continously train the workforce for quality improvement; assess and monitor the quality management systems in place. 2.2.1 Quality Control and Assurance in the Conversion Process Ray Wild (2002) has noted that the capability of the conversion process directly influences the degree to which the product or service conforms to the given specification. If the conversion process is capable of producing products or services at the specified level, then the products or services are provided at the desired quality level. Once the specification of the output is known and an appropriate process is available, management must ensure that the output will conform to the specification. In order to achieve this objective Ray Wild (2002) has defined three different stages which are outlined in figure 2.1; each discussed below. Figure 2.: The stages, processes and procedures of quality control and assurance Essentials of Operations Management by Ray Wild (2002) Control of Inputs Before accepting any items as inputs, organisations must make sure that they conform to the required specifications and standards. Normally, before items are supplied to an organisation, they are subjected to some form of quality control by the supplier. The organisation might also ask its suppliers for information about the quality of the items whilst they are being prepared, ask for a copy of the final inspection documentation, or ask a third party such as an insurance company to make sure that all the items supplied conform to the required quality standards. Even so, organisations still find the need to inspect the items supplied once they are recieved and before they are inserted into the conversion process. This inspection can be carried out by either inspecting every item recieved from suppliers, or by making use of the acceptance sampling procedure, which consists of taking a random sample from a larger batch or lot of material to be inspected. Organisations might also make use of the vendor rating procedure whereby suppliers are rated by taking into account a number of quality related factors such as the percentage of acceptable items recieved in the past, the quality of the packaging, and the price. Control of Process All manufacturing organisations must make sure that appropriate inspection is carried out during operations to ensure that defective items do not proceed to the next operations, and also to predict when the process is most likely to produce faulty items so that preventive adjustments could be adopted (Ray Wild 2002). The quality control of the production process is facilitated by making use of control charts, which convey whether the process looks as though it is performing as it should, or alternatively if it is going out of control. One of the benefits of this procedure is that it helps management to take action before problems actually take place. Ray Wild (2002) also notes that organisations should establish procedures for the selection and inspection of items which are used in the conversion process, for the recording and analysis of data, scrapping of defectives, and for feedback of information. Control of Outputs Organisations must ensure that the qulity inspection of output items is carried out effectively since any undetected defective items would be passed on to the customer. The inspection of output items is normally carried out by making use of a sampling procedure, such as acceptance sampling, or by carrying out exhaustive checks. Ray Wild (2002) notes that it is vital for an organisation to have in place suitable procedures designed for the collection and retention of inspection data, for the correction, replacement or further examination of defective items, and for the adjustment or modification of either previous inspection or processing operations in order to eliminate the production of defective items. 2.2.2 HACCP Nowadays, the food industry is responsible of producing safe products and also for conveying in a transparent manner how the safety of food is being planned, controlled and assured. In order to do so, organisations in the food industry need a system which will ensure that food operations are designed to be safe and that potential hazards are taken into account (Mitchell, 1992). One such system is the Hazard Analysis of Critical Control Points which is a scientific and systematic method used to assure food safety, and a tool for the development, implementation and management of effective safety assurance procedures (Ropkins and Beck, 2000). The HACCP is known to be one of the best methods used for assuring product safety and is considered as a prerequisite for food manufacturing companies who wish to export their products into international markets. The objective of the HACCP system is to guarantee that the safe production of food by implementing a quality system which covers the complete food production chain, from the promary sector up to the final consuming of the product (Fai Pun and Bhairo-Beekhoo, 2007). It is capable of analysing the potential hazards in a food operation, identifying the points in the operation where the hazards may take place, and deciding which of these may be harmful to consumers (Mitchell, 2002). These points, which are referred to as the critical control points, are continously monitored and remedial action is effected if any of these points are not within safe limits. The HACCP is the system of choice in the management of food safety; one which is highly promoted by the food safety authorities in the United States, Canada and European Union. 2.3 Just-In-Time Scheduling 2.3.1 Scheduling in Manufacturing Decision making with regards to scheduling has become a very important factor in manufacturing as well as in service industries. Scheduling is a decision making process whereby limited resources are allocated to specific tasks over time in order to produce the desired outputs at the desired time (Psarras and Ergazakis, 2003). This process helps organisations to allocate their resources properly, which would further enable them to optimise their objectives and achieve their goals. A number of functions, conveyed in figure 2.2, must be performed whilst scheduling and controlling a production operation. Figure 2.: Functions performed in scheduling and controlling a production operation Adopted from the journal,Production scheduling in ERP systems, by Psarras Ergazakis (2003) In manufacturing systems, scheduling is highly dependent on the volume and variety mix of the manufacturing system itself. Mass process-type systems, which normally make use of a flow (product) layout where a standard item is produced in high volumes, make use of specialised equipment dedicated to achieve an optimal flow of work throughout the system (Greasly, 2006). Greasly notes that this is very important since all items follow the same sequence of operations. One of the most important objectives of a flow system is to make sure that production is kept at an equal rate in each production that takes place. This could be ensured by making use of the line balancing technique, which makes sure that the output of each production stage is equal and that all resources all fully utilised (Greasly, 2006). 2.3.2 Just-In-Time The Just-In-Time Philosophy The just-in-time philosophy originated from the Japanese auto maker Toyota after Taiichi Ohno came up with the Toyota Production System whose aim was to interface manufacturing more closely with the companys customers and suppliers. This particular philosophy is an approach to manufacturing which seeks to provide the right amount of material when it is required, which in turn leads to the reduction of work-in-progress inventories and aims to maximise productivity within the production process (Singh and Brar, 1991). The authors, Slack, Chambers and Johnston, of Operations Management (2001) defined the JIT philosophy as a disciplined approach to improving overall productivity and elimination of waste. They also state that it provides for the necessary quantity of parts at the right quality, at the right time and place, while using a minimum amount of facilities, equipment, materials and human resources. Thus, put simply the JIT system of production is one based on the philosophy of to tal elimination of waste, which seeks the utmost rationality in the way production is carried out. Bicheno (1991) further states that JIT aims to meet demand instantaneously, with perfect quality and no waste. In order to achieve this, an organisation requires a whole new approach in how it operates. Harrison (1992) identified three important issues as the core of JIT philosophy, namely the elimination of waste, the involvement of everyone and continous improvement. The following is a brief description of these three key issues (adapted from Operations Management by Andrew Greasly, 2006). Eliminate Waste Waste may be defined as any activity which does not add value to the operation. Ohno (1995) and Toyota have identified seven types of waste, which apply in many different types of operations, in both manufacturing and service industries. All of these types of wastes are displayed in figure 2.3 below. The involvement of everyone Organisations that implement a JIT system are able to create a new culture where all employees are encouraged to continously improve by coming up with ideas for improvements and by performing a range of functions. In order to involve employees as much as possible, organisations would have to provide training to staff in a wide range of areas and techniques, such as Statistical Process Control and more general problem solving techniques (Andrew Greasley 2002). Figure 2.: Types of wastes present in different types of operations Operations Management by Andrew Greasly (2002) Continuous Improvement Slack and Johnston (2001) note that JIT objectives are often expressed as ideals. Futhermore, Greasly (2002) states that through this philosophy, organisations would be able to get to these ideals of JIT by a continuous stream of improvements over time. The Benefits of Just-In-Time According to Russell and Taylor (2003), after fives years from implementing JIT a number of U.S. manufacturers were able to benefit from 90 percent reductions in manufacturing cycle time, 70 percent reductions in inventory, 50 percent reductions in labour costs, and 80 percent reductions in space requirements. These results are not achieved by each and every organisation that implements a JIT system, however JIT does provide a wide range of benefits, including: Reduced inventory Improved quality Lower costs Reduced space requirements Shorter lead time Increased productivity Greater flexibility Better relations with suppliers Simplified scheduling and control activities Better use of human resources Increased capacity More product variety 2.4 Health and Safety Management The International Labour Organisation (ILO) and the World Health Organisation (WHO) define occupational health as the promotion and maintenance of the highest degree of physical, mental and social well-being of workers in all occupations; the prevention amongst workers of departures from health caused by their working conditions; the protection of workers in their employment from risks resulting from factors adverse to health; and the placing and maintenance of the worker in an occupational environment adapted to his physiological and psychological capabilities. Many countries have introduced legislation which requires employers to manage the health and safety of their employees, and others who might be affected (Waring, 1996). To honour health and safety legislation, organisations have found it necessary to introduce active programmes of accident prevention. The preparation of a properly though-out health and safety policy, which is continously monitored, could dramatically reduce or eliminate injuries and damage to health (Muhlemann, Oakland and Lockyer, 1992). 2.4.1 Responsibilities for Safety All employees in an organisation should be active in creating and maintaining healthy and safe working conditions which are aimed to avoid accidents. Once a health and safety policy is established in an organisation, roles and responsibilities should be allocated within the management structure (Muhlemann, Oakland and Lockyer, 1992). As with other areas such as quality and production within an organisation, health and safety would only be able to progress successfully if all employees are fully co-operative and committed in doing so. A number of organisations have encouraged this total involvement by creating safety representitives, committees, and group discussions whereby all employees in a particular unit meet periodically for discussions about safety (Muhlemann, Oakland and Lockyer, 1992). 2.4.2 Planning for Safety Systematic planning is required to ensure effective planning for health and safety in all workplaces. A health and safety policy should be part of a continous review process which has no tolerance for accidents. This could only take place if the organisation in question adopts a strategy of never-ending improvement (Muhlemann, Oakland and Lockyer, 1992). It should set the scene from the top with regards to top management beliefs, intentions, priorities and requirement from managers and workforce (Waring, 1996). The overall plan should be made up of the basic elements conveyed in figure 2.4 below.

Friday, October 25, 2019

The Pros and Cons of Human Cloning Essay -- Pro Con Essays

The cloning of humans is now very close to reality, thanks to the historic scientific breakthrough of Dr. Ian Wilmut and his colleagues in the UK. This possibility is one of incredible potential benefit for all of us. Unfortunately the initial debate on this issue has been dominated by misleading, sensationalized accounts in the news media and negative emotional reactions derived from inaccurate science fiction. Much of the negativity about human cloning is based simply on the breathtaking novelty of the concept rather than on any real undesirable consequences. On balance, human cloning would have overwhelming advantages if regulated in a reasonable way. A comprehensive ban on human cloning by a misinformed public would be a sorry episode in human history. This essay will discuss both the advantages and the alleged negative consequences of human cloning. What is a Human Clone? A human clone is really just a time-delayed identical twin of another person. Science fiction novels and movies have given people the impression that human clones would be mindless zombies, Frankenstein monsters, or "doubles." This is all complete nonsense. Human clones would be human beings just like you and me, not zombies. They would be carried and delivered after nine months by a human mother and raised in a family just like everyone else. They would require 18 years to reach adulthood just like everyone else. Consequently, a clone-twin will be decades younger than the original person. There is no danger of people confusing a clone-twin with the original person. As with identical twins, the clone and DNA donor would have different fingerprints. A clone will not inherit any of the memories of the original person. Because of these differences, a clone is not a xerox copy or "double" of a person, just a much younger identical twin. Human clones would have the same legal rights and responsibilities as any other human being. Human clones will be human beings in every sense. You could not keep a clone as a slave. Human slavery was abolished in the United States in 1865. It should be emphasized that all human cloning must be done on an individual voluntary basis. The living person who is to be cloned would have to give their consent, and the woman who gives birth to the clone-twin and raises the child must also be acting voluntarily. No other scenario is conceiv... ...Ramses II reposes in excellent condition in the Egyptian museum in Cairo. This is the Pharaoh of the Old Testament. A technology for human cloning would allow a modern Egyptian woman to give birth to the twin of this great historical figure. Who would not want to see the living image of Ramses II and hear the same voice that spoke to Moses over three thousand years ago? It is clear that human cloning has enormous potential benefits and few real negative consequences. As with many scientific advances of the past, such as airplanes and computers, the only real threat is to our own narrow mental complacency. In the areas of scientific advancement and cultural achievement, human clones can make major contributions. In specific cases where abuse of cloning is anticipated, these abuses can be prohibited by targeted legislation. With a little common sense and reasonable regulation, human cloning is not something to be feared. We should look forward to it with excited anticipation, and support research which will hasten its realization. Exceptional people are among the world's greatest treasures. Human cloning will allow us to preserve and eventually even recover these treasures. The Pros and Cons of Human Cloning Essay -- Pro Con Essays The cloning of humans is now very close to reality, thanks to the historic scientific breakthrough of Dr. Ian Wilmut and his colleagues in the UK. This possibility is one of incredible potential benefit for all of us. Unfortunately the initial debate on this issue has been dominated by misleading, sensationalized accounts in the news media and negative emotional reactions derived from inaccurate science fiction. Much of the negativity about human cloning is based simply on the breathtaking novelty of the concept rather than on any real undesirable consequences. On balance, human cloning would have overwhelming advantages if regulated in a reasonable way. A comprehensive ban on human cloning by a misinformed public would be a sorry episode in human history. This essay will discuss both the advantages and the alleged negative consequences of human cloning. What is a Human Clone? A human clone is really just a time-delayed identical twin of another person. Science fiction novels and movies have given people the impression that human clones would be mindless zombies, Frankenstein monsters, or "doubles." This is all complete nonsense. Human clones would be human beings just like you and me, not zombies. They would be carried and delivered after nine months by a human mother and raised in a family just like everyone else. They would require 18 years to reach adulthood just like everyone else. Consequently, a clone-twin will be decades younger than the original person. There is no danger of people confusing a clone-twin with the original person. As with identical twins, the clone and DNA donor would have different fingerprints. A clone will not inherit any of the memories of the original person. Because of these differences, a clone is not a xerox copy or "double" of a person, just a much younger identical twin. Human clones would have the same legal rights and responsibilities as any other human being. Human clones will be human beings in every sense. You could not keep a clone as a slave. Human slavery was abolished in the United States in 1865. It should be emphasized that all human cloning must be done on an individual voluntary basis. The living person who is to be cloned would have to give their consent, and the woman who gives birth to the clone-twin and raises the child must also be acting voluntarily. No other scenario is conceiv... ...Ramses II reposes in excellent condition in the Egyptian museum in Cairo. This is the Pharaoh of the Old Testament. A technology for human cloning would allow a modern Egyptian woman to give birth to the twin of this great historical figure. Who would not want to see the living image of Ramses II and hear the same voice that spoke to Moses over three thousand years ago? It is clear that human cloning has enormous potential benefits and few real negative consequences. As with many scientific advances of the past, such as airplanes and computers, the only real threat is to our own narrow mental complacency. In the areas of scientific advancement and cultural achievement, human clones can make major contributions. In specific cases where abuse of cloning is anticipated, these abuses can be prohibited by targeted legislation. With a little common sense and reasonable regulation, human cloning is not something to be feared. We should look forward to it with excited anticipation, and support research which will hasten its realization. Exceptional people are among the world's greatest treasures. Human cloning will allow us to preserve and eventually even recover these treasures.

Thursday, October 24, 2019

Critical Thinking â€Factors that Influence Adult Learning Essay

Being able to read and understand research studies requires quantitative reasoning. The purpose of this assignment is to help you get accustomed to identifying the various parts of a research study. Be sure to review the module homepage and background information before you begin any of the assignments in this course. In general, the best way to approach the assignment is to read the article through rather rapidly in order to get an impression of its general content; then read it more slowly and make appropriate notes so you can complete the assignment as directed below. Organize your paper using these headings, in this order. Your paper should look like the following list/outline, with these same subheadings listed in the same order. Just provide the information for each section. I already know that the authors of the article can identify their purpose, hypothesis, etc. so you will not earn credit for copying the information from the article. Show me what you understand after reading the article. Explain each section very briefly so I can see what you learned from reading the article. Your summary of each section must be written in your own words. Do not copy or simply paraphrase. Reference: This should be so accurate that the reader can go directly from your abstract to the original article. Give a complete APA style reference. (Hint: the reference above is in APA style, so your reference should like that) Purpose of the study: Sometimes the purpose is stated as an aim, an objective, or a goal. At other times, it is incorporated in a statement of a problem, leaving the reader to infer the purpose has a stated problem, a purpose, or both. If the purpose is inferred, you may state it in your own words. Participants: The term â€Å"participant† refers to the sample studied. Under this heading, you should include a description of ages, sexes, socio-economic status, school grade, mental level, number, and/or any other demographic characteristics given in the article to describe the particular sample used in the study. Type of Study: Was it a quantitative or a qualitative study? Or were both types of data used? Please explain why you think so. Hypothesis: What is the hypothesis of the study? If the hypothesis is inferred, you may state it in your own words. Procedure: Sometimes the procedure is referred to as the â€Å"method† and includes a description of control techniques, measuring devices, materials used and ways of proceeding, in attempting to achieve the purpose or purposes of the study. Statistical Tests: Identify the statistical tests used in the article; examples might be chi square (x2), t-test, f-test, Mann-Whitney, etc. Results or Findings: What actual data was reported by the author of the study? Explain the results — don’t just copy them. Conclusions: What does the author of the research article believe the results or findings mean? Critique: In each of the previous sections, you have been reporting what the article said. Now, I want you to think critically about what you’ve learned, and give me your own thoughts. Briefly describe your reaction to the article. For example, was it well-organized? Easy or difficult to understand (please explain why)? Did it present diverse perspectives about the topic? Don’t limit yourself to just these questions — be reflective about what you read. Critical Thinking –Factors that Influence Adult Learning Reference: Vonderwell, S. , & Zachariah, S. (2005). Factors that influence participation in online learning. Journal of Research on Technology in Education, 38(2), 213-230. Retrieved from http://search. proquest. com/docview/274761283? accountid=28844. Park, J. , & Choi, H. J. (2009). Factors influencing adult learners’ decision to drop out or persist in online learning. Journal of Educational Technology & Society, 12(4), 207-n/a. Retrieved from http://search. proquest. com/docview/1287038599? ccountid=28844 Purpose of the study: Vonderwell and Zachariah conducted a study to look at the factors that influenced learner participation. They looked into several sections at the Midwestern University. They found that for online comprehension must have common goals as all the members are dependent on each other for success creating a learning community and not just an individual (Vonderwell, S. , & Zachariah, S. 2005). P articipants: This study encompassed 147 learners that discontinued in one to three online courses between the fall of 2005 through the summer of 2007. This study was conducted with males and females from the ages of 20 to over 40. Type of Study: This was a quantitative and a qualitative study. This study was a quantitative study as it showed the number of learners that drop out due to varies variables: scheduling conflicts, family and personnel issues, financial problems, managerial support. This study is also expressed as a quantitative as its goal is to show the dropout rate and change the behavior from a broader perspective and a more personable way as to check on the students and see their status. Hypothesis: I believe from this study that adult online learners are more likely to drop out when they do not receive support from their internal and external structures and sources that lead guide and motivate their lives independently along with enrolling in course that are able to effect and are relevant to their lives. Procedure: The method of this study was conducted was population and sample Statistical Tests: This study used the longitudinal process of dropout distance education test, the estimated marginal means of relevance, estimated marginal means of satisfaction. Results or Findings: This study showed that there are many factors that affect online learners such as external factors (family), internal (to themselves) and the difference in what the learners desires in an online course and resolving to remain motivated in the course if it is relevant to their life in some way. Critique: As I am not best person with reading comprehension and am a bottle line up front (BLUF) this article was a dry read to me and rather difficult to pick out all the test that were conducted. Although, the overall result were very plainly stated that online learner has outside influences that guide them in the completion of a course and their motivation to remain. I thought it was interesting that the study addressed administrators and instructors roles strictly to support the student on all levels where possible. Conclusions: This study concluded that online learns are more likely to drop out when they don’t receive support (weather internal, external, and personal). Also, it showed that online student are less likely to drop out when they are motivated by the course and are content with and the practicality to their own lives.

Wednesday, October 23, 2019

Murmuring Judges

Re-read Act 2 Scene 3. How does Hare present tensions between characteristics in this scene and the play as a whole? In ‘Murmuring Judges’, Hare demonstrates many different tensions between the various characters and systems within the play. In Act 2 Scene 3, we witness the events taking place inside the police station. We see their day to day actions, mainly filling out paper work. However also included is an intimate conversation between Barry and Sandra, exposing Barry’s corrupt actions against Gerard and the other criminals.Throughout the scene, and indeed the rest of the play, Hare presents tensions in different ways, whether it be through the language use of the characters, the structure of their sentences or even the stage directions. Perhaps the most prominent tension that Hare has presented in this scene is in the relationship between Barry and Sandra. The pair find themselves alone within the police station and immediately the audience understands that t hey are romantically involved, but are keeping it a secret. â€Å"I do get tired of the secrecy. It makes the whole thing seem silly.Assignations. Times and places. † It’s already been made clear that their relationship is strained, with Barry describing it as if it was work. However, it’s through the language of Sandra that the tensions between the two are made obvious to the audience. â€Å"Don’t you rather like that? †, â€Å"Hasn’t it? †, â€Å"is that what you mean? †. Sandra’s frequent questioning suggests annoyance with what Barry’s saying, unable to understand or accept his speech. Hare also uses sentence structure to express the tensions between the pair. ‘How are you? Fine. I haven’t seen you. No. Hare has used very short sentences to further demonstrate that the relationship is strained, with an awkwardness and hesitation in their communication. To add even more to this effect, Hare uses th e stage directions to show just how tense it is. ‘(She waits)’, ‘(He waits a moment)’, ‘(There’s a pause)’. Hare uses pauses and moments of silence to create an atmosphere where even the audience feel uncomfortable. However it’s not just awkwardness that Hare uses the stage directions to demonstrate, he also presents anger. ‘(He is suddenly firm, as if his patience were worn down’.This shows that Barry is obviously very annoyed with Sandra or perhaps himself, creating a very tense atmosphere. Since this scene includes of the policemen and women, Hare presents other tensions separate to Barry and Sandra’s relationship. For example, Hare develops on the audience’s understanding that there is tension between the police force and how their profession works; a message Hare has put forwards in several of the previous scenes. This is demonstrated immediately with Jimmy’s opening speech. â€Å"An officer on the beat witnesses, actually witnesses, one crime every ten years†.Jimmy is expressing his annoyance with the fact that the police are unable to catch criminals, since they’re stuck doing paper work most of the time. Hare also presented this issue through Barry’s speech in Act 1 Scene 5. â€Å"If you never made any arrests, you’d all be out on the streets all the time, and London would be so much better policed†. This shows that they are obviously unhappy with how they must perform their duties, showing the tension between the police and their own profession. This relates to the context of the play and the fact that at that time, the police force were failing to act upon the vast majority of crimes.Hare also uses Jimmy’s speech to present the tensions between the police and the judiciary, a point which Hare demonstrates throughout the play. â€Å"There’s maybe thirty-five cases. Most of them you haven’t got a chance†. Jimmy is angered that the judiciary aren’t able to prosecute all these criminals with lots of evidence against them. Barry uses this argument to justify his corrupt actions against the Gerard and the other men, knowing he needed some hard evidence. â€Å"You’re allowed a way of doing things which is actually your own†. Hare shows this tension between the two systems on the side of the judiciary in Act 2 Scene 2 with Sir Peter. Just imagine the scale of your problem if the police began to have some significant success†. Hare has presented that both the judiciary and the police feel that the other side are the ones responsible for letting criminals go free. Hare also presents tension within the judiciary with the characters of Sir Peter and Cuddeford. In Act 1 Scene 2, Hare shows an obvious rivalry between the two as they discuss Sir Peter’s radio appearance. Once again Hare uses short sentences to suggest annoyance and bitterness. â€Å"No†, â€Å"Indeed†, â€Å"I see†. Cuddeford is obviously uninterested or jealous so he uses brief responses to try to limit Sir Peter’s boasting. If ‘fallible’ is how you wished to appear†¦it’s none if my business†. Cuddeford’s language is also used to present the competiveness and tension between them. Hare has used a variety of techniques to show many different forms of tension in Act 2 Scene 3 and the play as whole. The character’s language is perhaps the most obvious clue when spotting anger or annoyance, but it’s through stage directions and sentence structure that Hare fully demonstrates tension; whether it be of a romantic nature with Barry and Sandra, an ignorance with the police and the judiciary, or the rivalry between Cuddeford and Sir Peter.

Tuesday, October 22, 2019

Free Essays on New York City

For more than three centuries, England and Holland had been closest of friends. But now, at the close of the long and bloody Thirty Year War, which ended with the Treaty of Westphalia in 1648, the power of Spain was crushed, and the Dutch, no longer having anything to fear from his Catholic Majesty, rose to dispute with the English, the dominion of the seas. This brought about and unfriendly rivalry between the two nations, and the unfriendliness was increased by the fact that the Dutch of New Netherlands traded freely with the English colonies. The first Navigation Law was in 1651. It was that only English ships could transport trade goods to the England from outside Europe and trade goods from inside Europe could be shipped by English ships and ships from the originating country. This act was aimed mainly at the Dutch trader, but the Dutchman ignored the law and continued as before. This was one of the causes that determined the English on the conquest of New Amsterdam. Another reason was that the Dutch colony on the Hudson separated New England from the other English colonies and threatened British dominion in North America. The English claimed New Netherlands on the ground of the Cabot discoveries. In 1664 Charles II gave the entire country, from the Connecticut to the Delaware, to his brother James, Duke of New York, ignoring the claims of the Dutch colony, and even disregarding his own charter of two years before his younger Winthrop. Peter Stuyvestant was replaced by Richard Nicolls and Governor, and New York City became the capital of the new British province of New York. Richard Nicolls of the royal navy set out with a small fleet and about five hundred of the king’s veterans. Reaching for New England, he was joined by several hundred militia of the Connecticut and Long Island, and he sailed for the mouth of the Hudson. Stuyvestant had heard of the fleet’s arrival at Boston, but he was made to believe that’... Free Essays on New York City Free Essays on New York City For more than three centuries, England and Holland had been closest of friends. But now, at the close of the long and bloody Thirty Year War, which ended with the Treaty of Westphalia in 1648, the power of Spain was crushed, and the Dutch, no longer having anything to fear from his Catholic Majesty, rose to dispute with the English, the dominion of the seas. This brought about and unfriendly rivalry between the two nations, and the unfriendliness was increased by the fact that the Dutch of New Netherlands traded freely with the English colonies. The first Navigation Law was in 1651. It was that only English ships could transport trade goods to the England from outside Europe and trade goods from inside Europe could be shipped by English ships and ships from the originating country. This act was aimed mainly at the Dutch trader, but the Dutchman ignored the law and continued as before. This was one of the causes that determined the English on the conquest of New Amsterdam. Another reason was that the Dutch colony on the Hudson separated New England from the other English colonies and threatened British dominion in North America. The English claimed New Netherlands on the ground of the Cabot discoveries. In 1664 Charles II gave the entire country, from the Connecticut to the Delaware, to his brother James, Duke of New York, ignoring the claims of the Dutch colony, and even disregarding his own charter of two years before his younger Winthrop. Peter Stuyvestant was replaced by Richard Nicolls and Governor, and New York City became the capital of the new British province of New York. Richard Nicolls of the royal navy set out with a small fleet and about five hundred of the king’s veterans. Reaching for New England, he was joined by several hundred militia of the Connecticut and Long Island, and he sailed for the mouth of the Hudson. Stuyvestant had heard of the fleet’s arrival at Boston, but he was made to believe that’...

Monday, October 21, 2019

Requisitos para Dreamers para sacar permiso para viajar

Requisitos para Dreamers para sacar permiso para viajar Los Dreamers, es decir, los muchachos indocumentados que llegaron a Estados Unidos siendo nià ±os, y que tienen DACA aprobado podà ­an  obtener un permiso para viajar fuera de los Estados Unidos y regresar si cumplà ­an una serie de requisitos.   Todo ha cambiado con las declaraciones del fiscal general Jeff Sessions con fecha del 5 de septiembre de 2017. Por otro lado, la orden judicial del juez William Alsup que reinstaura parcialmente DACA con fecha de 9 de enero de 2018, no protege a los jà ³venes que salen de Estados Unidos y posteriormente desean regresar. Por lo tanto en este aspecto en concreto no se modifica lo decido por gobierno en Septiembre de 2017. Asà ­, en primer lugar si un Dreamer habà ­a solicitado un permiso para viajar mediante el formulario I-131 y la solicitud tiene fecha de aprobacià ³n del 5 de septiembre o anterior, podà ­a viajar y en principio no deberà ­a haber problema. Sin embargo, como es un asunto delicado con consecuencias posibles muy graves, es una buena idea asesorarse con una organizacià ³n de apoyo a Dreamers o con un abogado y, en caso de duda, no viajar. Incluso se recomienda hablar con un abogado que està © presente en el aeropuerto el dà ­a del regreso, por si hubiera algà ºn problema. En segundo lugar si no ha pedido el permiso para viajar, no hacerlo despuà ©s de esa fecha, ya que no ser tramitado. En tercer lugar si se pidià ³ el permiso para viajar antes de esa fecha y se est pendiente de una respuesta hay que saber que el USCIS no aprobar el permiso, pero regresar el dinero pagado en concepto de cuota. Demanda de los estados en contra de decisià ³n de Trump de finalizar DACA 15  estados y el Distrito de Columbia   han sumado sus esfuerzos para presentar una demanda en contra del gobierno federal por la decisià ³n de Trump de finalizar el programa DACA. La demanda, que ha sido presentada en el Distrito Este del estado de Nueva York, est liderada por el fiscal general de ese estado y la de Massachusetts. Adems, se han unido los de Carolina del Norte, Connecticut, Delaware, Hawaii, Illinois, Iowa, Nuevo Mà ©xico, Oregà ³n, Pennsylvania, Rhode Island, Vermont, Virginia, Washington y el Distrito de Columbia. Los estados argumentan que la decisià ³n de Trump de finalizar DACA viola en dos ocasiones la Ley de Procedimiento Administrativo. Adems, violarà ­a la proteccià ³n otorgadas por la Constitucià ³n al  debido proceso. Finalmente, tambià ©n serà ­a contraria a la Constitucià ³n porque violarà ­a el derecho a la igualdad ante la ley. En este punto se argumenta que la decisià ³n de Trump tiene por objeto perjudicar a un grupo de personas por razones de su origen, ya que cuatro de cada cinco muchachos beneficiados por DACA son mexicanos o centroamericanos. Se espera ahora una batalla legal. Todo lo que sigue a continuacià ³n ya tiene solo un valor histà ³rico porque como se ha explicado, ya no se puede aplicar. La Accià ³n Diferida (DACA) como requisito  esencial para el permiso de viajar Los Dreamers  sà ³lo pueden solicitar el permiso para viajar si tienen ya en mano aprobada la Accià ³n Diferida, que se conoce en inglà ©s por las siglas de DACA. DACA es una medida adoptada por el Presidente Barack Obama el 15 de junio de 2012 que permite a los Dreamers que cumplen con ciertos requisitos de edad, residencia, estudios e historial aplicar por una semi- legalizacià ³n. En la prctica supone que el Dreamer al que se le concede la Accià ³n Diferida no puede ser deportado. Adems, pueden obtener una licencia de manejar sin restricciones, un Nà ºmero del Seguro Social, abrir una cuenta de banco y, en determinados casos, aplicar por un permiso de trabajo. Una vez que tienen DACA aprobado pueden solicitar,  previo pago de un arancel,  un permiso para viajar fuera de los Estados Unidos, que se conoce por su nombre en inglà ©s de  advance parole. Nunca pedir el permiso para viajar sin tener DACA aprobado ni tampoco si se est pendiente de su renovacià ³n. Quà © es este advance parole y quà © requisitos  aplican para los Dreamers El advance parole un permiso para  viajar fuera de Estados Unidos y, lo ms importante, regresar. Es una autorizacià ³n que tambià ©n aplica a otro tipo de migrantes, pero a cada categorà ­a les aplica distintos requisitos. No confundirse en este punto al llenar la peticià ³n. Se solicita rellenando el formulario I-131, que se conoce en inglà ©s por el nombre de Application for Travel Document.   Para los   Dreamers es necesario que el permiso para viajar se pida para un viaje en concreto. Excepto si se sabe con antelacià ³n que se necesita realizar varios viajes, por ejemplo, a varios seminarios. En este caso y si se sabe la fecha de cada uno, solicitar todos esos viajes en la misma aplicacià ³n al llenar el formulario I-131, explicando las razones de cada uno de esos viajes. Adems  no se puede viajar por cualquier razà ³n,  sino por una que encaje en alguna de las siguientes: Por cuestià ³n humanitaria, por ejemplo, para visitar a un familiar cercano enfermo.Razones educativas, como un semestre en el exteriorPor trabajo, como visitar clientes, un congreso, un seminario, etc. Es decir, no se puede viajar por vacaciones. Cuando se aplica enviar, adems del pago, la documentacià ³n que se pide. Tener en cuenta que si DACA fue aprobado por el Servicio de Inmigracià ³n y Ciudadanà ­a (USCIS) se necesita adjuntar una copia del documento que se conoce como I-797 Notice of Action, que es la carta en la que se notifica la aprobacià ³n de la Accià ³n Diferida. Por el contrario  si fue ICE quien concedià ³ la accià ³n diferida, se tiene que enviar la notificacià ³n de esta agencia en la que asà ­ consta. Documentos para el viaje de salida desde  Estados Unidos Hay dos posibles situaciones: Si un Dreamer viaja a su propio paà ­s, necesita el pasaporte de su paà ­s que debe ser vlido por al menos otros seis meses. Adems, necesita llevar el permiso de viaje aprobado.Por el contrario, si viaja a un tercer paà ­s, deber adems asegurarse de si necesita solicitar visa antes de viajar a ese paà ­s. Por ejemplo, para viajar a paà ­ses como Italia, Espaà ±a, Francia o Alemania, los cubanos y bolivianos necesitan visa Schengen. Si se viaja a Mà ©xico, un destino muy comà ºn desde los Estados Unidos, un buen nà ºmero de paà ­ses necesitan la visa, como por ejemplo Repà ºblica Dominicana, Guatemala, El Salvador o Cuba. Consultar siempre antes de viajar con la pgina web de la embajada del paà ­s que se desea visitar. Por supuesto no se necesita un permiso de viaje advance parole para dentro de los Estados Unidos, incluidos los estados de Hawaii y Alaska y el avià ³n. Y tambià ©n se puede ir sin problemas a los miembros de la Commonwealth de los Estados Unidos, como Puerto Rico, Guam, Samoa o Islas Và ­rgenes Americanas. Cà ³mo es el regreso a Estados Unidos para Dreamers con permiso para viajar Se puede ingresar por avià ³n, barco o por una frontera terrestre. Hay que esperar un control migratorio por parte de un agente de la CBP y otro aduanero, que pueden ser muy rpidos. Estos son los documentos necesarios: Pasaporte sin expirar con una validez mà ­nima de seis mesesEl premiso de viaje aprobado Adems  se recomienda llevar: Permiso de trabajo, si se tieneLicencia de manejar, si se tieneCopia del documento en el que USCIS aprobà ³ la peticià ³n de DACATodos los documentos que sirvan para probar la razà ³n del viaje al extranjero (invitacià ³n a Congresos, documentos mà ©dicos de situacià ³n de un familiar muy cercano, transcripciones de estudios, etc). Y por supuesto no est dems tener siempre a mano el telà ©fono de un abogado migratorio de confianza. Adems, por precaucià ³n dejar siempre una copia en casa en los Estados Unidos de todos esos documentos. En caso de robo, extravà ­o o problemas migratorios siempre est bien tener una copia donde aparecen datos como los nà ºmeros que lo identifican, fechas de aprobacià ³n, expiracià ³n, etc. El oficial migratorio har como mà ­nimo una pregunta. Cabe esperar que se refiera a la razà ³n del viaje, tiempo que se permanecià ³ fuera de los Estados Unidos, quà © se hace aquà ­, etc. Este es un listado de preguntas comunes a cualquier persona que llega  a un control migratorio  de los Estados Unidos.   Despuà ©s se pasar por un control aduanero. Quà © hay que tener en cuenta para no tener problemas con  permiso para viajar Estos son los consejos que se deben seguir: 1. Absolutamente sà ³lo permanecer fuera de los Estados Unidos dentro de las fechas aprobadas en el permiso para viajar. Por ejemplo, si se viaja a un congreso que finaliza un dà ­a en concreto, solicitar un par de dà ­as ms para el caso sorpresas de à ºltima hora que impidan viajar. Asà ­ siempre se tendrà ­an unos dà ­as de margen para bregar con imprevistos. 2. Planificar con tiempo. Chequear cundo expira el DACA que se tiene actualmente, ya que no se puede pedir un permiso de viajar si DACA est pendiente de ser renovado. Pedir el permiso para viajar al menos 90 dà ­as antes del viaje. 3. Si se llega por mar o aire, el oficial migratorio siempre estampar el pasaporte, quedando asà ­ constancia de la fecha de regreso a los Estados Unidos y, por lo tanto, de que se cumplià ³ con las fechas aprobadas en el permiso de viaje. En el caso de llegar por una frontera terrestre, es muy importante asegurarse de que tambià ©n sellan el pasaporte. Si no lo hacen, solicitar que asà ­ se realice. Asà ­ se evitan potenciales problemas en el futuro. 4. No viajar fuera de los Estados Unidos jams sin este permiso, ya que se dar por terminado DACA y pueden impedir el regreso. Pero,  ¿es conveniente viajar fuera de Estados Unidos? Hay bastante unanimidad entre los abogados y expertos en este tema para opinar que los Dreamers que han acumulado ms de 180 dà ­as (seis meses) de presencia ilegal en Estados Unidos sà ³lo deberà ­an aplicar tras consultar con un experto y entender quà © puede ir mal. La razà ³n es que puede suceder que aunque el advance parole les sea concedido puede que cuando intentan regresar a Estados Unidos y lleguen al control de inmigracià ³n se encuentren con la realidad de que se les aplica la norma conocida como castigo de los tres y diez aà ±os. Y todos los dà ­as se ven casos en las aduanas en los que inmigrantes con un advance parole en la mano se encuentran con la desagradable sorpresa de que no se les permite entrar a Estados Unidos, alterndose asà ­ de un modo significativo sus vidas. Quà © se recomienda hacer en estos casos En primer lugar resaltar que hay otros casos en los que estar sin estatus no equivale necesariamente a acumular dà ­a de presencia ilegal. Por ejemplo, la acumulacià ³n de dà ­as calificados como presencia ilegal no ocurre cuando el inmigrante es menor de edad. Pero una vez que se han cumplido los 18 aà ±os de edad, sà ­ que se acumula el tiempo. En estos casos es muy recomendable contactar con un abogado bueno experto en inmigracià ³n, y, a poder ser, en el tema de la accià ³n diferida. Y en una cita analizar con detenimiento cules son los riesgos, quà © puede pasar y las circunstancias del caso de cada uno. Y desde luego siempre asesorarse con un abogado en casos experiencias de arrestos, deportaciones previas, posibilidad de tener una orden de deportacià ³n pendiente o estar en el medio de un proceso de este tipo. Informacià ³n de interà ©s para Dreamers que desean viajar a otro paà ­s La US-Mexico Foundation est convocando anualmente programas, como Dreamers without Borders, para viajar a Mà ©xico a mexicanos con DACA que nunca han estado en su paà ­s desde que ingresaron a los Estados Unidos siendo nià ±os.   Finalmente  los interesados en las experiencias de otros Dreamers con advance parole, se puede consultar la pgina de Facebook Traveling Abroad with DACA. Este es un artà ­culo informativo. No es asesorà ­a legal.

Saturday, October 19, 2019

A theoretical element of media violence

A theoretical element of media violence Various hypotheses have been offered to describe processes of influence which violent TV might have on childrens behavior. All I can do here is to refer to some of these proposed processes briefly. No single process is likely to offer an adequate explanation. Short-Term Influences Modeling/Imitation: Social learning theorists (such as Bandura) emphasize the observational learning of particular kinds of aggression from a model. Those who employ this argument see film and TV characters as models from whom children learn behavior which may be imitated in everyday life. Unless they had seen the film The Deer Hunter the American teenagers who killed themselves with randomly loaded revolvers (as in the films grisly game of Russian roulette) might not have done so. In such cases, simple imitation of media violence is widely cited as the reason for the violent behavior. Symbolic Modelling is a variation on this process, whereby watching violent programmes may be a factor in encouraging violent behavior which is not directly imitated but which has been generalized from the specific behavior demonstrated in the media. Identification In another modified version of the imitation theory, it is argued that viewers tend to adopt the aggressive behavior of characters only if they identify with them and if the characters behavior is seen to be justified. Obviously, people are more likely to imitate the behavior of an attractive model than a less attractive one, and empathy is likely to heighten this tendency. Vicarious Reinforcement: If violence is reinforced by being seen to pay off for the aggressor this may promote its acceptability to the viewer compared with violence which is punished or unproductive. We have already referred to one such example in one of the Bandura studies. Both vicarious reinforcement and identification may mean that aggression by goodies can be more of a problem with children than that of baddies. Criticism of aggressive acts either within the programme itself or by co-viewers tends to reduce imitation by children. Perceived Reality: Another variation of modeling which lacks an agreed label is imitation subject to the degree of perceived reality. Some studies (eg Feshbach 1976) have shown cartoon violence to have a less negative influence on childrens behavior than more realistic violence. Instigation/Arousal According to this variation on modeling, those who are already in a state of high emotional or physiological arousal (which may itself have been influenced by TV) are more likely to engage in aggressive behavior in response to watching a violent incident on TV than are others. Leonard Berkowitz found that if viewers of a violent film were made angry or frustrated before they watched it, they expressed more aggression than those who were not already angry or frustrated. We may also note that heavy viewers tend to be less emotionally aroused by violent TV itself than do light viewers (Gunter McAleer, 1990). Related to the influence of arousal, some commentators refer to reinforcement in a general sense, meaning that TV violence has relatively little independent influence on behavior, but tends to reinforce any aggressive attitudes and behavior which may already exist. Some also refer to this as pre observation reinforcement. The more general argument of reinforcement is that the more aggressive tendencies are reinforced in this way, the more likely it will be that they will produce aggressive behavior. Sensitization is a sort of reverse modeling, whereby viewers react so strongly to some extreme example of realistic violence that they are less likely to imitate it. Ethical considerations mean that its not much studied. Where viewing of violence is light sensitization may be more likely than desensitization. Catharsis (or symbolic catharsis): As we have seen, Seymour Feshbach (1955; Feshbach Singer, 1971) has argued (rather differently from all the varieties of modelling theory) that fantasy violence can have a cathartic effect on viewers, defusing latent aggression, and reducing the possibility of aggressive behaviour. People often report feeling better after watching a really scary film. Note that this theory, which suggests that aggressive behavior television may not have harmful effects, is often si ngled out for an attack, as in the case of the study already referred to by Feshbach and Singer. A serious objection, though, is that the content of TV programmes may be partly responsible for any pent-up aggression or anxieties in the first place! Certainly, theres no doub that TV characters enter into childrens dreams, and TV-inspired fantasies may not only inspire nightmares but may also perform a valuable role in developing defenses against the real or imagined vulnerability. Another version of catharsis theory is that watching violent programmes decreases levels of arousal, leaving viewers less prone to aggressive behavior. Longer Term Influence Disinhibition This related theory formerly advanced by Leonard Berkowitz suggests that people are naturally aggressive, but that they normally repress this aggression. Heavy viewing of violent TV weakens their inhibitions and leads them to feel that aggression is acceptable. Desensitization The notion of desensitization involves the argument that heavy viewing of violent TV over time conditions viewers gradually to accept violence as normal, dulling their sensitivity to aggressive behavior in everyday life. The conditions of ordinary TV viewing may encourage us to relax and enjoy violent images. Arousal declines as the viewing of violence becomes routinized. Drabman Thomas (1984) found that children of 8 to 10 shown a video of aggressive behavior took longer to intervene in apparently real-life violence between two younger children they were left in charge of than children who had not seen the video. However, such studies are still artificially lab-based and do not explore childrens own thoughts and feelings. The origin of such theories is again in the behaviouristic tradition of behavior modification. Observations suggesting densitization may, in fact, have been observing the development of childrens defenses against anxiety. TV viewing may influence not only behavior but also attitudes and beliefs Value Reinforcement: Whilst this doesnt have a technical label, this refers to the theory that TV programmes may reinforce certain values about the use of violence (rather than directly influencing behavior). Programmes where violence is used frequently to settle disputes reinforce the value that aggressive behavior is acceptable. Cultivation Theory: George Gerbner and his colleagues in the USA argue that the most significant effects of TV violence are ideological rather than behavioral. Gerbner sees TV as a modern opiate of the people, serving as a tranquilizer which legitimates the current social order. He has shown that there is a correlation between TV viewing and viewers estimations of the frequency of violence in the everyday world. Heavy viewers are more likely to mistrust other people and to experience fear and insecurity, and therefore to support stronger forms of policing and social control. However, Gerbner makes no allowance for the variety of individual interpretations or for the kind of programmes involved. It may be that more fearful people are drawn to watching more TV. And other social and personality factors may counter such cultivation.

Friday, October 18, 2019

Problems faced by mortgagors Essay Example | Topics and Well Written Essays - 750 words

Problems faced by mortgagors - Essay Example It is because of this reason that mortgage products have become very popular across the world and they have enabled many people become homeowners. However, mortgage facilities present certain problems to the borrowers, which will be discussed in this present essay and even how they affect the economy of the United States. Secondly, the essay will discuss recent act of legislations or proposal by the United States’ federal government that pertains to the problems that would be highlighted. The nature of mortgage facility is that the borrower pays a monthly premium plus interest which is flexible meaning that the rate of the interest may increase or decrease depending on the market condition. Baily stated that borrowers’ problems usually arise when the rate of interest in the mortgage market increases while their income, which they use to repay the mortgage, remains steady (68-71). This therefore, creates a scenario whereby the borrower is unable to satisfactory pay the m onthly premiums and interest, which then forces the bank to enact the foreclosure agreement that would leave the borrower homeless. Such a problem derails the entire economic growth of the United States, which is still on a recovery phase, and unemployment is still an issue since according to Baily lower purchasing power by the consumers who are servicing high interest rate means low demand for goods and products (33-35). Bolà ©at and Coles also lamented that presently borrowers have been locked with high interest rates despite the fact.

Health care marketing Essay Example | Topics and Well Written Essays - 250 words - 14

Health care marketing - Essay Example a need of people in contrast to the cosmetic plastic surgery to advertise which, the marketers have to make additional efforts like involving popular celebrities and stars in the marketing to motivate the people because cosmetic plastic surgery can generally be lived without. It is absolutely true that in times of crisis, organizations in the contemporary age have to take objective steps without wasting any time to control the damage and save their image from getting tarnished among the public because the channels and networks of information have become omnipresent and the flow of information through them is rampant. People make use of such social media websites as Facebook and Twitter to run campaigns against such companies during the times of crisis, and by condemning the activities of such companies in their posts. Organizations that wait to control the damage before sufficient damage has been cost cause themselves a lot of damage as a result of declined value amongst the public in general and the stakeholders in

Social Networks Essay Example | Topics and Well Written Essays - 1000 words

Social Networks - Essay Example The users read the profile pages of other members, share views and ideas, give comments and contact them via their profiles. In short, an SNS is a great means of bringing people of same wave length together and socializing with the outside world. People create their profiles which are in fact their identities which may be real or fake. SNSs have redefined identity development in a way that people can now make friends which are even not their type but of the type of the new identity that has been created on the SNS profile. This paper argues that it is important to keep only one identity in the online world in order to realize our inner selves and to keep our offline and online world integrated together. Everything related to our identity affects our agency in our online and offline worlds, be that something as simple as a name. As stated earlier, SNSs enable people to make their profiles with different names and identities in the online world. The connections made with this fake name and identity will be quite different from those made in the offline world. Thus, anybody making a profile in the online world with a fake name will be having two identities; one real that is in the offline world, and the other fake which is in the online world. ... If he takes this identity to the online world and makes use of the SNSs as a support to the offline connections, then he is able to keep the two worlds working in harmony with each other. However, if he creates a separate identity in the online worlds, then the connections with that identity will not correlate with those in the offline world thus keeping the two worlds segregated from each other. We should not perceive our online and offline worlds separately. We should make true profiles with our original identities on the SNSs so that we are able to perceive the two worlds as a single entity and not as two segregated entities. It is not possible in this busy world to run two separate worlds together or maintain different identities in the two worlds; however, we cannot deny the presence of scams and fraudulent activities taking place on the internet which are apt to steal away our identities from the profiles we make online. So, we should only trust authenticated SNSs and make true profiles there with the primary objective to support our offline connections and secondary objective to make new connections. Life will be much easier and sophisticated if we try to perceive the two worlds as a solo unit. Also, an identity becomes disfavored when it is not true. When it gets hacked, it loses its reliability and thus becomes disfavored. Identity thieves are common in the online worlds which steal, misuse, disclose or sell the true identities and thus cheat innocent persons. When an identity is stolen, it loses its credibility and thus is regarded as disapproved because it is not to be relied on for future connections, comments, sharing of information like pictures and files, and other activities of the sort. Disfavored identities must be deactivated from

Thursday, October 17, 2019

Romanticism Assignment Example | Topics and Well Written Essays - 250 words

Romanticism - Assignment Example A woman being violated without her knowledge is the scariest thing for a woman. Any man would want to try and protect a woman from demonic rape. This portrait is very scary. The emotions evoked are terror, fear, horror, and sheer disgust. The cultural context factors might have been the poem being written about a nightmare that the art was supposed to depict. b.) Goya’s Inquisition Scene is an oil on canvas dated 1816. This painting deals with many sublime topics such as inhumanity to man, violence, and death. Goya was trying to prove how cruel the Spanish Inquisition was. The dunce cap on the condemned and the blood dripping shows inhumanity and violence. The verdict is already been decided, despite this kangaroo court. The painting’s atmosphere was dark and somber. Goya is trying to show the injustice of the Spanish Inquisition. Goya’s work reflects the Spanish Inquisition although the work was created after the first Inquisition and the second Inquisition. His painting style shows the seriousness of the charges brought in the Inquisition. This is the best Goya

Microeconomics Current events Assignment Example | Topics and Well Written Essays - 500 words

Microeconomics Current events - Assignment Example The decline in Colombian coffee production can be well grasped from the statistics that in the year 2006 the country produced more than 12 million pound bags of coffee and was optimistic to take this number to more than 17 million by 2014. However the catastrophe that has been illustrated so far has restricted the Colombian coffee production at nine million pounds bags in the year 2010. This displays a decline instead of much expected rise. Research has been going on to form a suitable Arabic coffee variant with indigenous qualities of Colombia that would be more resistant to pests and would be able to flourish even amidst heavy rain, however the final outcome is yet to be found. Courting this deadline in supply on one hand and rise in global demand for coffee on the other; price of the same is on a rise. The retail price of coffee coming from famous brands has risen by 25% and the figure in futures market is even higher at 85%. The consequences for the Colombian coffee and the eventual impact on global coffee market from the same are following a simple logic. First of all global warming and erratic climatic condition are mostly due to anthropocentric activities over hundred of years; especially after the industrial revolution. Secondly the decline in supply and rise in demand for the coffee (following an improvement of economic status of the population of the countries like India and China) has quite obviously resulted in a price rise in short run (excess demand). Again the scenario hovering global warming and the global climatic condition does not seem too bright in future; hence little hope is there that the production of coffee will be blessed with environmental favour once again in near future resulting in higher supply for the same.

Wednesday, October 16, 2019

Social Networks Essay Example | Topics and Well Written Essays - 1000 words

Social Networks - Essay Example The users read the profile pages of other members, share views and ideas, give comments and contact them via their profiles. In short, an SNS is a great means of bringing people of same wave length together and socializing with the outside world. People create their profiles which are in fact their identities which may be real or fake. SNSs have redefined identity development in a way that people can now make friends which are even not their type but of the type of the new identity that has been created on the SNS profile. This paper argues that it is important to keep only one identity in the online world in order to realize our inner selves and to keep our offline and online world integrated together. Everything related to our identity affects our agency in our online and offline worlds, be that something as simple as a name. As stated earlier, SNSs enable people to make their profiles with different names and identities in the online world. The connections made with this fake name and identity will be quite different from those made in the offline world. Thus, anybody making a profile in the online world with a fake name will be having two identities; one real that is in the offline world, and the other fake which is in the online world. ... If he takes this identity to the online world and makes use of the SNSs as a support to the offline connections, then he is able to keep the two worlds working in harmony with each other. However, if he creates a separate identity in the online worlds, then the connections with that identity will not correlate with those in the offline world thus keeping the two worlds segregated from each other. We should not perceive our online and offline worlds separately. We should make true profiles with our original identities on the SNSs so that we are able to perceive the two worlds as a single entity and not as two segregated entities. It is not possible in this busy world to run two separate worlds together or maintain different identities in the two worlds; however, we cannot deny the presence of scams and fraudulent activities taking place on the internet which are apt to steal away our identities from the profiles we make online. So, we should only trust authenticated SNSs and make true profiles there with the primary objective to support our offline connections and secondary objective to make new connections. Life will be much easier and sophisticated if we try to perceive the two worlds as a solo unit. Also, an identity becomes disfavored when it is not true. When it gets hacked, it loses its reliability and thus becomes disfavored. Identity thieves are common in the online worlds which steal, misuse, disclose or sell the true identities and thus cheat innocent persons. When an identity is stolen, it loses its credibility and thus is regarded as disapproved because it is not to be relied on for future connections, comments, sharing of information like pictures and files, and other activities of the sort. Disfavored identities must be deactivated from

Microeconomics Current events Assignment Example | Topics and Well Written Essays - 500 words

Microeconomics Current events - Assignment Example The decline in Colombian coffee production can be well grasped from the statistics that in the year 2006 the country produced more than 12 million pound bags of coffee and was optimistic to take this number to more than 17 million by 2014. However the catastrophe that has been illustrated so far has restricted the Colombian coffee production at nine million pounds bags in the year 2010. This displays a decline instead of much expected rise. Research has been going on to form a suitable Arabic coffee variant with indigenous qualities of Colombia that would be more resistant to pests and would be able to flourish even amidst heavy rain, however the final outcome is yet to be found. Courting this deadline in supply on one hand and rise in global demand for coffee on the other; price of the same is on a rise. The retail price of coffee coming from famous brands has risen by 25% and the figure in futures market is even higher at 85%. The consequences for the Colombian coffee and the eventual impact on global coffee market from the same are following a simple logic. First of all global warming and erratic climatic condition are mostly due to anthropocentric activities over hundred of years; especially after the industrial revolution. Secondly the decline in supply and rise in demand for the coffee (following an improvement of economic status of the population of the countries like India and China) has quite obviously resulted in a price rise in short run (excess demand). Again the scenario hovering global warming and the global climatic condition does not seem too bright in future; hence little hope is there that the production of coffee will be blessed with environmental favour once again in near future resulting in higher supply for the same.

Tuesday, October 15, 2019

Economic Analysis Essay Example for Free

Economic Analysis Essay The enthusiasm, as well as the anxieties that is generated by the working of the economy of the United States is not just US economy generates is not just obvious but also easy to understand. The United States, with a GDP of 13. 2 trillion USD, and a population of 300 million (with an average yearly per capita income of more than 44,000 USD), is the largest economy of the world (CIA Factbook, 2008). Its currency, the US dollar, even in the throes of its greatest financial crisis, is the world’s preferred currency, and its markets the world’s biggest. In diversity and amount, the natural resources of the country are greater than those of most other countries. Many US industries are global leaders, and it remains the favorite marketing target for companies from across the world. With the US being the largest trading partner for numerous north and south countries, a large portion of the global economy relies upon US consumption for survival; significant changes in its pattern can lead to global euphoria or gloom. The performance of the US economy is influenced by an assortment of local and international factors. Distinguished by particularly low government control, a guiding principle that was first chosen by the founding fathers and followed painstakingly ever since (Oppenheimer, Reddaway, 1989). Although the government stipulates regulations and ensures inviolability of contracts, most microeconomic decisions are taken by private firms and corporations. (Rowe Silverstein, 1999) Governmental and Federal Reserve activities occur mainly through the modification of tax policies, changes in interest rates, and control of money supply; their endeavor being to push the economy in chosen directions rather than to compel it to take up preferred paths. (Oppenheimer, Reddaway, 1989) The last two decades have been particularly turbulent for the economy, marked by sharp expansion, occasional slowdowns, and the occurrence, in 2008, of a slump of dimensions sharp enough to affect the economic fortunes of numerous nations and millions of people. This assignment aims to assess and analyze the performance of the economy from 1990 until the present day, taking up various economic developments, the reasons behind the same, and their local and global impact. Commentary Overview of 1990 to 2001 The economic performance of an extremely intricate and influential economy like that of the US relies upon various local and global developments like investments, agricultural, manufacturing and service activity, exports and imports, global and local commodity prices, currency strength, disposable incomes, and consumption patterns. It is also influenced by fiscal and monetary measures like changes in tax policies, interest rates on loans, and reserves of banks, as well as by ongoing developments like price rises, job levels, and induction of fresh participants into the work force. Whilst the United States is one of the leading exporters of coal, wheat, corn, and soybeans, its continuous and strong economic growth has increased its dependence upon other countries for oil and many other raw materials. In fact the country had become a leading consumer of practically every sort of raw material by the 1960s and growth continued to rise thereafter. The 1970s and the 1980s, the decades that preceded the 1990s, were difficult ones and were distinguished by slow economic growth and inflation. While the period was marked by the entry of Japanese industry onto the global stage, the oil price shocks, and the forced bailout of Chrysler, it also witnessed the emergence of the service industry and the numerous small businesses in the United States. Whilst the 1980s saw a reduction in inflation rates and the creation of millions of jobs, such developments were accompanied by drastic increases in military expenditure, Medicaid and Medicare costs, corporate debt and household borrowing (Julius, 2005). Thousands of banks failed because of a combination of reasons that included high inflation and interest rates, bad loans to developing nations and speculative real estate ventures. The total national debt reached a figure of 290 billion US dollars, the highest till then. The US economic recovery commenced in 1991 and continued for the rest of the decade; it was distinguished by a long period of constant growth and by strong performance in key economic indicators like growth, inflation, unemployment and interest rates. Real growth in GDP stayed at around 3 % for the whole period with a low of 2. 5 % and a high of 3. 9 % in 1998. Unemployment fell from a peak of 7. 5 % to 5. 6 % by the middle of the decade and to less than 5 % after 1997. â€Å"Americas labor force changed markedly during the 1990s. Continuing a long-term trend, the number of farmers declined. A small portion of workers had jobs in industry, while a much greater share worked in the service sector, in jobs ranging from store clerks to financial planners. If steel and shoes were no longer American manufacturing mainstays, computers and the software that make them run were. † (The 1990s and beyond, 2008) Inflation, which had reached dangerously high levels in the 1980s also moderated significantly and remained below 3 % for most of the decade. The only area that witnessed volatility was the stock market, with stock prices rising by more than 60 % in the closing years of the decade on the back of low unemployment and good growth figures. The Dow Jones Industrial Average, which had stood at around 1,000 in the late 1970s, went up to as much as 11,000 in 1999, adding substantially to the wealth of many Americans (Julius, 2005). Whilst Clinton, who occupied the Presidency from 1993 to 2000, declared the era of big business to be over in the United States, he worked to strengthen market forces in areas like long distance telephony, reduced the size of the federal work force and ensured the continuance of most of the New Deal innovations (The 1990s and beyond, 2008). The economy was also helped greatly by the collapse of the Soviet Union and the consequent enlargement of trading opportunities. Technological advances led to the introduction of a wide assortment of sophisticated new electronic products. Numerous innovations in telecommunications and computer networking led to the development of a vast IT industry and revolutionized the operating methods and ways of numerous industries. â€Å"After peaking at $290,000 million in 1992, the federal budget steadily shrank as economic growth increased tax revenues. In 1998, the government posted its first surplus in 30 years, although a huge debt mainly in the form of promised future Social Security payments to the baby boomers – remained† (The 1990s and beyond, 2008) The Economy in the 21st Century Whilst such developments led a number of economists to believe that the United States was entering a period of sustained economic growth, economic growth came to a halt in the early 2000s. Much of this was due to the slowing down of the investment boom and the economy went into recession in the second half of 2001, cutting a ten year period of economic growth. Along with slowdowns in investment and the widespread crashing of dotcom organizations the economy was terribly hurt by the World Trade Center attacks worsened the economic situation. The recession was short lived and lasted for a period of 8 months and whilst the labor force continued to grow, its rate moderated significantly. Whilst the actual recession was short lived the following years were ones of slow growth. Growth in GDP, which was estimated at 2. 5 % in 2002 continued to be slow in 2003 and unemployment rose significantly in 2003 (Julius, 2005). Huge corporate scams, like the ones at Enron and WorldCom led to erosion of domestic confidence and the recovery process remained slow and sluggish. The downturn in the US economy, which had spurred global economic growth during the 1990s led to a worldwide economic downturn, not just in Europe but also in Japan, Latin America and Southeast Asia (Julius, 2005). Consumer spending increased only after the commencement of the war in Iraq and was accompanied by the improvement of most economic indicators. The movement of the economy in the 2000s can be broken up in three distinct sections, the recession of 2001 followed by sluggish growth in 2002 and 2003, sharp economic growth from 2004 to 2007 and financial crisis that enveloped the economy after the housing crash and the mortgage disaster of 2007 (The 1990s and beyond, 2008). The years following 2003 witnessed a recovery powered by consumer spending as the Federal Reserve lowered interest rates and the government reduced taxes. The economy grew at an average annual rate of 3. 1 % during this period, a rate not much lower than that achieved during the growth phase of the 1990s. The economy was also bolstered by a USD 500 billion spending on homeland security and the wars in Afghanistan and Iraq, a jump of 4 trillion USD in household debt and a 50 % increase in prices of real estate (The 1990s and beyond, 2008). With the Fed engineering finance at low interest rates, consumer debt, credit card, and vehicle loans went up from 7. 9 trillion USD to 12. 2 trillion USD, and US consumers went on a spending spree that had no precedent. Inflation was fuelled not just by increasing demand but by sharp increases in oil prices, which went up from 28 dollars a barrel in 2001 to the mid 60s in 2006 and finally to USD 148 a barrel in 2007 before the current crisis brought it crashing down. â€Å"The rise in GDP in 2004-07 was undergirded by substantial gains in labor productivity. Hurricane Katrina caused extensive damage in the Gulf Coast region in August 2005, but had a small impact on overall GDP growth for the year. Soaring oil prices in 2005-2007 threatened inflation and unemployment, yet the economy continued to grow through year-end 2007. † (CIA Fact Book, 2008) Tragedy struck the US and global economy in 2007 in the form of the mortgage crisis when economists were predicting a boom the likes of which the world had never seen before. The majority of the problems impacting the US economy have come about because of the development of housing crisis. Whilst housing and construction activities had grown sharply since 2004, they slackened significantly in 2006 after successive interest rate increases by the Federal Reserve made monthly housing loan repayments substantially more costly for home mortgage holders. With loans having become far more expensive to service, the housing industry went into a slump in 2006 with far lesser home sales on a Year on Year basis. The continuation of this phenomenon into 2007 led to a sharp economic slowdown and was in many ways responsible for the precipitation of the mortgage crisis. The sub prime mortgage financial crisis in the USA first evidenced itself in 2006, and assumed global proportions in mid 2007. With a combination of a number of economic causes like increased monthly repayment figures and declining home values restricting the inability of mortgage holders to meet their repayment terms, mortgage lenders, who until the had ridden the wave of real estate expansion, were hit with huge cash deficits and the inadequate securities to make good their losses (Bernanke, 2007). The emergence of the sub prime crisis led to the opening of a virtual Pandora’s Box of wrong and risky banking practices, and the financial bankruptcy and mortgage foreclosures of thousands of borrowers. It also led to the bankruptcy of huge financial institutions like Lehman Brothers, the virtual collapse of a monolith like Citibank, the collapse of stock markets, the extinction of stock market fortunes of thousands of Americans and finally to a tremendous crunch in availability of funds and credit. Apart from creating havoc among financial institutions the crisis has also led to tremendous slowing down of economic activity, the loss of thousands of jobs, increasing unemployment, contraction of GDP and enormous economic uncertainty. The sub-prime crisis has put a huge doubt over broader economic functioning by choking spending and by impacting the progress of the building sector. Whilst most impartial observers are likely to attribute the sub prime crisis to the greed of borrowers and lenders, the lax policies of regulatory authorities is seen by many to be a major contributory factor for the development of this crisis. Laxity in the activity of the Federal reserve, which reduced interest rates in 2001 and kept them low for five years, is considered to be a major reason for the reckless borrowing and lending practices that finally led to the sub prime crisis. The collapse of major banks and financial institutions has led to the development of an enormous credit crunch, with banks unable to lend money to businesses and to individuals. â€Å"So far this year, 15 banks have failed, compared with three last year. And Wall Streets five biggest investment firms were swallowed by other companies, filed bankruptcy or converted themselves into commercial banks to weather the financial storm† (Bush: Bailout Plan †¦, 2008). With losses not being confined just to mortgage lenders, many banks lost billions of dollars in the bad mortgage debts that they had bought from mortgage companies. This in turn led to sharp reduction in the money available with them and made them unable to engage in any further lending activity. Businesses across a wide spectrum of industry and service sectors find it difficult to obtain funds for operations and growth, a phenomenon that is seriously affecting their regular working, and leading to contraction of business activity, reduction in production and sales, and to reduction of workforce. Thousands of people have been laid off in the banking sector and job losses are now increasing across the spectrum of business companies, not just in the United States but across the world. Reduced employment figures, accompanied by lesser money availability with people who are fortunate enough to hold their jobs, is also leading to sharp drops in demand for a range of products, including automobiles and household goods, and leading to crisis conditions in various sectors of the economy. The US automobile industry, which has been going through a bad patch for the last few years, has been particularly badly hit, with mostly all companies announcing production cuts and job terminations. Conclusion The duration and severity of the current financial crisis has led many analysts to compare it with the events of the Great Depression, when 9,000 banks failed. Others however feel that while the current crisis is undoubtedly severe it is far away from reaching the levels of economic grief that characterized the depression of the 1930s. Contracting money supply, tax increases, and protectionist tariffs, factors that were associated with the Great Depression are not present today. Unemployment levels, while rising today are also far below the levels of 25 % that were breached in the 1930s. Today’s problem remains associated with the crisis of banking solvency, as is evident from the bankruptcies, forced takeovers and virtual nationalization of large private sector banks. Banks are desperate to first balance their banks and are looking for funds to stay afloat and manage their existing obligations rather than in providing fresh credit. The government of the United States has come out with a bailout plan that was first estimated at 700 billion US dollars and has now come up to nearly a trillion dollars, a figure equal to the GDP of many prosperous West European economies. The bailout plan envisages the provisioning of hundreds of billions of dollars that the treasury can use to for the purchase of distressed assets, particularly mortgage backed securities and for making capital injections into banks. The purpose of the bailout plan is to protect banks, stabilize the economy, improve liquidity, restore confidence in financial markets, and encourage consumption. The Federal Reserve has in recent weeks joined with other major central banks to reduce interest rates and the world’s top economic powers are getting together to take concerted action. Such efforts are yet to show significant results and stock markets continue to remain depressed. â€Å"Slowing consumer demand, labor productivity and, potentially, trade growth worsens the prospects of a mild recession. If the bailout does not soon restore financial stability-and many economists doubt that it will-bailing out the broader economy will require additional public funds and increase burdens on future taxpayers† (Gokhale, 2008) Economists also estimate unemployment to increase to hit 7. 5 % by next year and most are in agreement that while the current crisis may not prove to be as severe as the great depression, economic recovery does not appear to be immediately visible and that the economy will remain difficult even if financial markets were to stabilize. In the meanwhile Americans will most probably have to live with shrinking salaries and reducing net worth at least for 2009.